Financial Literacy

Empowering Through Financial Education

Common Wealth Charlotte provides trauma-informed financial education which empowers clients through classroom and one-on-one settings to make informed financial decisions. CWC's curriculum recognizes the physical, psychological and emotional trauma experienced by our most fragile working poor.
Banking Access

Expanding Access to Banking

Common Wealth Charlotte provides clients access to second-chance full-service checking accounts and other attractive asset-building programs through our credit union and bank partners.
Opportunity Loans

Providing Opportunity Loans

The innovative CWC Opportunity Loan offers borrowing rates below the market rates, due to donor-funded collateral, that help clients manage financial emergencies, refinance predatory loans, provide rental deposits for housing, etc.

Common Wealth CharlotteCommon Wealth Charlotte (CWC) is a new, innovative non-profit started in April 2015 that provides financial empowerment to Charlotte's low-wage workers through financial education coupled with access to specially designed re-banking and emergency loan products.  Our trauma-informed financial education curriculum results in long lasting change and creates financially educated low-wage workers. Trauma-informed financial education is a new best practice and involves a deep understanding and recognition of the physical, psychological, and emotional trauma experienced by our most fragile working poor.  It responds by empowering clients in a classroom or one-to-one setting to create an environment of safety, trustworthiness, transparency, peer support, mutual respect, consumer choice, and culturally relevant discourse.
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