JCSU "Gold Chasers" Credit-Builder Loan
JCSU "Gold Chasers" Credit-Builder Loan
Welcome!
It’s the start of a great thing - a year spent talking about, learning about, and getting money! And when you’re finished, you’ll have a better understanding of the power of money, and how to make it work for you and not against you.
You’re a JCSU Gold Chaser.
As a Gold Chaser, you qualify to apply for a special no-fee, no-payment loan of $300. Here’s how it works:
Complete on-time assignments MONTHLY and receive a $50 payment credit to your loan
Complete all 6 assignments and receive $300 (the proceeds of your loan) at the end of this program
Increase your credit score with a paid-in-full Gold Chasers Credit-Builder Loan
Made possible by:
October TBA
Overview of Gold Chasers. Expectations include attendance at all 6 discussion groups for year, and completion of all outside assignments. Topic for October: Basic Personal Finance
February TBA
Starting Early. “Pay yourself first.” It’s a proverb that holds true today. Start now paying yourself first and your money will work for you and not against you Topic for February: Saving and Investing
November TBA
Getting Real. What does it mean to work within a budget? Do you know how much you spend - how much you REALLY spend each month? Topic for November: Income and Budgeting
March TBA
Give Yourself Credit. Understand the credit system early, and you won’t fall vicitim to predatory lenders. Meet a Financial Counselor. Speak with one of our NACCC Certified Counselors and map out solutions to your financial situation or concerns. Topic for March: Credit - How It Works.
December TBA
Get SMART. Setting goals is a recipe for success life. Achieving those goals is the actual success. Short-term to long-term - you need financial goals. Topic for December: Financial Goal Setting
April TBA
Entreprenuership. Turn your ideas into real opportunities by understanding startup steps and the practical tools for getting started. Your passion can turn into profit with the right mindset and a solid plan. Celebrate becoming a Gold Chaser! Your understanding of personal finance will help you more than you know for your lifetime.
