Welcome!
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It’s the start of a great thing - a year spent talking about, learning about, and getting money! And when you’re finished, you’ll have a better understanding of the power of money, and how to make it work for you and not against you.
You’re a JCSU Gold Chaser.
October 9
Overview of Gold Chasers. Expectations include attendance at all 6 discussion groups for year, and completion of all outside assignments. Topic for October: Basic Personal Finance
February 12
Starting Early. “Pay yourself first.” It’s a proverb that holds true today. Start now paying yourself first and your money will work for you and not against you Topic for February: Saving and Investing
November 6
Getting Real. What does it mean to work within a budget? Do you know how much you spend - how much you REALLY spend each month? Topic for November: Income and Budgeting
March 12
Give Yourself Credit. The credit system is complicated. Understand it early, and you won’t fall victim to high interest, predatory lenders or scams. Topic for March: Understanding Credit
December 11
Get SMART. Setting goals is a recipe for success life. Achieving those goals is the actual success. Short-term to long-term - you need financial goals. Topic for December: Financial Goal Setting
April 9
Sprint to the Finish. What have we learned? Understanding all aspects of personal finance will help you more than you know for your lifetime. Topic for April: You’re a Gold Chaser!
The Gold Chaser Credit-Builder Loan
The Gold Chaser Credit-Builder Loan
As a Gold Chaser, you qualify to apply for a special no-fee, no-payment loan of $300. Here’s how it works:
Complete the application below
Complete assignments MONTHLY and receive a $50 payment credit to your loan
Complete all 6 assignments and receive $300 - the proceeds of your loan - in May, 2026
Increase your credit score with a paid-in-full Gold Chasers Credit Builder Loan