JCSU "Gold Chasers" Credit-Builder Loan

JCSU "Gold Chasers" Credit-Builder Loan

Welcome!

It’s the start of a great thing - a year spent talking about, learning about, and getting money! And when you’re finished, you’ll have a better understanding of the power of money, and how to make it work for you and not against you.

You’re a JCSU Gold Chaser.

As a Gold Chaser, you qualify to apply for a special no-fee, no-payment loan of $300. Here’s how it works:

  • Complete on-time assignments MONTHLY and receive a $50 payment credit to your loan

  • Complete all 6 assignments and receive $300 (the proceeds of your loan) at the end of this program

  • Increase your credit score with a paid-in-full Gold Chasers Credit-Builder Loan

Made possible by:

September 3

Gold Chasers Kickoff! Complete all forms for your enrollment into the Gold Chasers Credit-Builder Loan program (and sign a credit report permission waiver). NOTE: in order to accurately complete these forms, please bring a laptop or phone as well as your SSN/DOB.

January 21

Starting Early. “Pay yourself first.” It’s a proverb that holds true today. Start now paying yourself first and your money will work for you and not against you Topic for January: Saving and Investing

October 1

Getting Real. What does it mean to work within a budget? Do you know how much you spend - how much you REALLY spend each month? Topic for October: Income and Budgeting

February 18

Give Yourself Credit. Understand the credit system early, and you won’t fall vicitim to predatory lenders. Meet a Financial Counselor. Speak with one of our NACCC Certified Counselors and map out solutions to your financial situation or concerns. Topic for February: Credit - How It Works.

November 5

Get SMART. Setting goals is a recipe for success life. Achieving those goals is the actual success. Short-term to long-term - you need financial goals. Topic for November: Financial Goal Setting

March 18

Entreprenuership. Turn your ideas into real opportunities by understanding startup steps and the practical tools for getting started. Your passion can turn into profit with the right mindset and a solid plan. Celebrate becoming a Gold Chaser! Your understanding of personal finance will help you more than you know for your lifetime.

The greatness of a person is not how much wealth they acquire, but in their integrity and ability to affect those around them positively.

(Bob Marley)