Welcome!

Made possible by:

It’s the start of a great thing - a year spent talking about, learning about, and getting money! And when you’re finished, you’ll have a better understanding of the power of money, and how to make it work for you and not against you.

You’re a JCSU Gold Chaser.

October 9

Overview of Gold Chasers. Expectations include attendance at all 6 discussion groups for year, and completion of all outside assignments. Topic for October: Basic Personal Finance


February 12

Starting Early. “Pay yourself first.” It’s a proverb that holds true today. Start now paying yourself first and your money will work for you and not against you Topic for February: Saving and Investing

November 6

Getting Real. What does it mean to work within a budget? Do you know how much you spend - how much you REALLY spend each month? Topic for November: Income and Budgeting

March 5

Give Yourself Credit. Understand the credit system early, and you won’t fall vicitim to predatory lenders. Meet a Financial Counselor. Speak with one of our NACCC Certified Counselors and map out solutions to your financial situation or concerns. Topic for March: Credit - How It Works.

December 11

Get SMART. Setting goals is a recipe for success life. Achieving those goals is the actual success. Short-term to long-term - you need financial goals. Topic for December: Financial Goal Setting

April 9

Entreprenuership. Turn your ideas into real opportunities by understanding startup steps and the practical tools for getting started. Your passion can turn into profit with the right mindset and a solid plan. Celebrate becoming a Gold Chaser! Your understanding of personal finance will help you more than you know for your lifetime.

The Gold Chaser Credit-Builder Loan

The Gold Chaser Credit-Builder Loan

As a Gold Chaser, you qualify to apply for a special no-fee, no-payment loan of $300. Here’s how it works:

  • Complete the application below

  • Complete assignments MONTHLY and receive a $50 payment credit to your loan

  • Complete all 6 assignments and receive $300 - the proceeds of your loan - in May, 2026

  • Increase your credit score with a paid-in-full Gold Chasers Credit Builder Loan

The greatness of a person is not how much wealth they acquire, but in their integrity and ability to affect those around them positively.

(Bob Marley)